Some of you may remember over 10 years ago, Congress pushed through a tax that was referred to as the “Medicare Sur-Tax”. It affected people who were already receiving Medicare benefits and whose incomes were above a certain threshold amount – the number escapes me right now — but basically it was going to tax any retiree who had done a decent job of saving and accumulating a nice nest egg.

You’ll get cheaper rates if you make your payments by Electronic Funds Transfer (EFT). It authorizes your bank to credit your car insurance provider with your premiums automatically until you stipulate to the contrary. This saves costs by removing the need for payment notices or checks. This is why this results in cheaper premium.

It wasn’t just the rates that I had to compare, though. I had to look at the auto insurance quotes plus the reputation of each company. I didn’t want to save money now, only to be dropped from a policy if I were ever in a car insurance accident and had to make a claim. Or I didn’t want my insurance rates to skyrocket if I ever got a traffic ticket. This process was a little more difficult to get information about. I had to search online for auto insurance customers who were reporting their feelings concerning various aspects of the Auto Insurance industry.

17. Lightening storms can damage electronic equipment and computers. Unplug anything that is surge-sensitive as well as most appliances. You will protect your belongings and save electricity as well.

You may think that it will be a hassle to shop around for the best car insurance quote, but it is so fast and easy to do it online. You can put in your policy information just one time and have the site search many car insurance companies all at one time. The search will give you the best possible rate and it only takes a few minutes. You have nothing to lose by doing this and can gain great peace of mind.

No accident discount. All companies have started giving discounts for no accidents. It pays to look around after some time has lapsed behind the wheel.

You can get help on anything regarding your car insurance policy if you are willing to ask. Most folks are glad to help you out if you are kind to them with your words. These include the insurer, any car insurance specialist, or an insurance broker. You can benefit a lot from these insiders who has a wealth of experience to help you.