If you have a safe deposit box at the bank, you may feel you don’t need a home safe. But what if you need access to jewelry, gold or a document such as your birth certificate when the bank is closed?

A safety deposit box is also recommended by many experts for estate planning purposes. To pass the contents of a Safe deposit box for sale to your heirs without any formalities, all that is necessary is that another person have access and a key. This is accomplished by having the inheritor be a signer on the box. If you don’t want them to have access during your lifetime, you keep the key and arrange for it to be delivered to them in a sealed envelope with instructions, upon your death or disablement.

People look to secure their money by investing with a small return, if possible. So in a deflationary environment, the options are gold and government bonds. The precious metal is an option because it is real money and the bonds are an alternative if the government’s finances are secure.

Get out the scissors and start cutting up those cards now. Don’t write down the expiration date and code on the back. It will be too tempting to use these on the internet or over the phone to shop. Cut the cards up and throw them away.

The first step is to secure your home. Leave a house key with a trusted friend or neighbor who can check on the house periodically. Let them know where you’ll be and give them a cell-phone or hotel phone number where you can be reached in case of emergency. Cancel all deliveries such as newspapers, etc., and have a friend or neighbor pick up your mail and any circulars left by the door. Don’t leave notes saying you’ve gone on vacation and never tell strangers that you are going away.

When traveling by car, keep your belongings locked in the trunk. Never leave luggage, cameras, and other valuables in open view, especially when the car is unattended. Keep all doors locked both when driving and at rest stops. When returning to a parked car check the back seat to assure no one is hiding there. Wherever possible, stay on well-lit, well-traveled roads. Be sure you know where you are going and have the necessary maps and directions so you don’t find yourself lost in a bad area.

These are some of the hotels which you will definitely find to be quite in demand. Out here you will not only save your money but you will enjoy some great luxuries as well.